Web Development

10 Best Indian Payment Gateways in 2021 Rated By The Experts


We live in an era where digital payments have become the standard. Merchants and merchants at all levels of the company today want to accept payments digitally. Every seller, from huge corporations to roadside sellers, now has a digital wallet. There are hundreds of digital wallets and online payment channels available on the market. Many of these payment gateways, barring the premium services, have no startup fees.

As a web development company in India, we had an analysis of the online payment gateway in India revealed variables that might help SMEs generate more money. This information has led us to the top ten payment gateways, which are given below.


The masterpiece of Razorpay is immediate activation and simple integration.  certain leverage can be best Indian payment gateways, you additionally get a Dashboard where you can recognize real-time data of buying. Small, big, and large businesses, freelancers, and self-employed have chosen Razorpay as it is remarkably simple to use and safe also. The payment gateway allows you to accept payment via different kinds of methods.


Paypal, becoming global fame among the best payment gateways in India, can be a great choice for your business. The payment software giant has proximity in more than 200 nations and more than 325 million active consumers. PayPal has world-class protection for making an online purchase. It allows nearly every global credit and debit card. In addition, it also helps international currency remuneration. Merchants can reverse money in 56 currencies. The company produces seamless shopping with checkout progress that is 82% more eminent than different payment schemes.


SBI is the biggest bank in India with offices in Mumbai. The bank submits an online payment gateway to receive payments from customers handling credit cards, debit cards, as well as international cards. As per Statista, the State Bank of India had a nominal value of more than 6.4 billion U.S. dollars in 2020. SBI payment gateway can be the common and suitable choice for your business with an Indian customer base. This payment platform in India hasn’t increased its payment gateway immediately and published the standards. However, here’s the assessments to be paid by the customer for SBIePay as per to Government Receipt Accounting System.


Paytm is a label that is compatible with digital payments. Simultaneously with their widely-used consumer app, Paytm also has a strong payment gateway for companies to practice. The Paytm is the best Indian Payment Gateways created on the same technology that powers India’s most comprehensive brands and despite the Paytm App. The payment gateway carries all principal payment sources. The payment gateway is composed in such a way that consumers of all kinds can quickly explain how to make a payment. Paytm Payment Gateway is the unique payment gateway in India that supports the recognition of UPI payments at 0% transaction fees. It is also the exclusive payment gateway that possesses a T+1 settlement program.


HDFC is an Indian banking and commercial company with offices in Mumbai. HDFC is the most extensive private sector bank in India. The bank offers a seamless and safe payment gateway service to collect online payments from clients. Increased efficiency is a part and package of HDFC payment gateway owing to online fund approval and easy practice. Moreover, the HDFC payment gateway extends 128-bit encryption and SET certification for the digital sign. It supports the most leading levels of security for putting the confidential data of customers.


CCAvenue is one of the most current payment gateways in South Asia. The payment gateway is simple to use, fast and reliable. This payment gateway allows more than 200 payment alternatives including 6 credit cards, 58 + net funding, 97+ debit cards, 14 Bank EMI, and so on. It concedes website integration and application combination as well. The transaction side is fully active and provides a quick and manageable checkout encounter.


Billdesk by IndiaIdeas is one of the various advanced online payment brands in India. The business was founded in 2020 and practices in handling repeating payments. Collect bills or regular payments from your customers by practicing the Billdesk payment gateway. Now a days almost all companies have payment gateways and some of reputed brands like Indian Airlines, Airtel, Vodafone, etc. You can join these names in submitting an excellent payment exposure to the customers if you are Magento 2 store owner by combining Meetanshi’s Magento 2 Billdesk Payment extension and receive recurring payments.


Cashfree has implied becoming popular because it is the most affordable and the best Indian payment gateway on our account. This payment gateway allows a fast payment service and an instantaneous refund facility. The business was started in 2015 and now it has more than 15,000 companies using their assistance. The facility of receiving global payment is also possible. This payment gateway has a resolution called “Cashgram”. It creates a weblink so that companies can transfer it to users and secure payment. Cashfree has big titles in their list of customers that encompasses BigBasket, HDFC ERGO, etc.


Atom is also one of the speediest growing payment gateways in India. It has more than 150,000 companies leverage Atom payment gateway. The payment gateway has combined with more than 50 banks and 256+ cash options that involve credit cards, debit cards, IMPS,, etc. Atom has a specific checkout page to obtain the transaction ready.


PayU is a Netherland-based fin-tech organization that advances online payment technology to retailers. The company serves in 17 countries. It ranks with the payment gateway list in India owing to its exceptional features! The company has more than 100 payment systems containing net banking, cards, wallets, and even the buy now pay later option. Businesses can receive payment from foreign countries as it concedes more than 100 foreign money.


According to Statista, online payments in India are demanded to grow with more than 20% CAGR within the years 2019 and 2023. It is supposed to reach 660 million Indians leveraging online payment by the edge of 2023. However, gratitude to the pandemic, online payment entrance has been seeing exponential growth. Having a community of more than 1.3 billion people, there are great possibilities you can get by using online payment. For more details and app development services in India contact Iroid Technologies.